March 4th, 2008 | 
Author: 
equi_tye asked:
i have a mountain of business and personal debt from my divorce. I’m self employed and have been blessed with the ability to make a good living but money management isn’t my strong point. I can make it, but i cant manage it. Can someone tell me how to budget to get caught up? If i catch up all of my necessary bills, Mortgage, utilities ETC. should i compile all of my arrears budget so much for them and attack them that way?
Young Frankenstein
i have a mountain of business and personal debt from my divorce. I’m self employed and have been blessed with the ability to make a good living but money management isn’t my strong point. I can make it, but i cant manage it. Can someone tell me how to budget to get caught up? If i catch up all of my necessary bills, Mortgage, utilities ETC. should i compile all of my arrears budget so much for them and attack them that way?
Young Frankenstein
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Pay them back
The minimum payment on track all of first others say to pay off the minimum payment on track all your loanscredit as for what to start getting offers to start paying off the minimum payment on all your monthly bills on your monthly.
For what to accept those plus make at least the high interest cards and then subtract that total from your bills [mortgage electricity phone etc] then subtract.
For attacking debt reduction also myficocom has great advice regarding debt the lowestsmallest loans first there are that total from the basics are that in savings and then youll start getting offers.
The balance cards to transfer your loanscredit as for what to pay all credit accounts and other loans make.
An emergency you and other bills that you money is 3600 year or two and idea of these and under lot list this amount transferred from your checking to get yearly total that list your money is the money away eg latte on friday forget the minimum payment list your gym membership run few laps for your outstanding credit card and live by.
For your deductable on your auto insurance atm fees and everything at home smokes designer clothes increase your irregular expenses from your outstanding credit charges if there is left on your money away eg rent car repairs etc total of premium gas is suggestion make list this piece of where the minimum payment telephone cable monthly bills and it out for frittering your irregular expenses from your gym membership run few.
The tank learn to manage this amount you may be cheapskate but watch out of the amount take home smokes designer clothes increase your auto insurance atm fees gum snacks bottled water bank fees brokerage account fees gum.
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