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	<title>Debt Reduction- Advice On Credit Card Debt Reduction, Debt Reduction Services, And Debt Reduction Plans</title>
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	<link>http://debtreduction101.org</link>
	<description>Debt Reduction Services, Debt Reduction Plan</description>
	<pubDate>Tue, 07 Sep 2010 08:08:10 +0000</pubDate>
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			<item>
		<title>can garlic clear up a staph infection?</title>
		<link>http://debtreduction101.org/infectious-diseases/can-garlic-clear-up-a-staph-infection/</link>
		<comments>http://debtreduction101.org/infectious-diseases/can-garlic-clear-up-a-staph-infection/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 08:08:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Infectious Diseases]]></category>

		<category><![CDATA[Breast Reduction]]></category>

		<category><![CDATA[Breast Reduction Surgery]]></category>

		<category><![CDATA[Sleep]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/infectious-diseases/can-garlic-clear-up-a-staph-infection/</guid>
		<description><![CDATA[
gescott17 asked: Last night, I realized several pimples on my arm have developed into staph. This is my second outbreak of it, the first being the result of a ****** reduction surgery in 2008. I can&#8217;t really afford to go to the doctor or for a perspiration for an antibiotic, so I did some research [...]]]></description>
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<div><em><strong>gescott17</strong> asked: </em><br/><br/><br/>Last night, I realized several pimples on my arm have developed into staph. This is my second outbreak of it, the first being the result of a ****** reduction surgery in 2008. I can&#8217;t really afford to go to the doctor or for a perspiration for an antibiotic, so I did some research online. </p>
<p>I&#8217;ve read in several articles online that garlic will clear up a staph infection. I also read in several places that most cases of staph are not dangerous and will clear up within ten to fourteen days on their own.</p>
<p>Last night, my mother helped me bandage my arm up after setting garlic on the sores. We took it off this morning and it was less red, but still hard around the sores. I took a bath and lightly washed my arms with some sort of skin cleanser she had been given to use to prevent staph when she went in for surgery. After my bath, we did the garlic wrap again. This afternoon, I took it off and the redness has spread back out, but isn&#8217;t as inflamed as it looked last night. The hardness around the sores has gone away for the most part, only remaining just outside the sores. My skin is hot where it is red.</p>
<p>Since I noticed the staph, I&#8217;ve done two the garlic thing two times, as well as taken 2000 mg of amoxicillin and washed the area three times with the cleanser. My mom will most likely give me another 1000 mg of amoxicillin before I go to sleep tonight and we will wrap my arm up again with garlic after I take a bath tonight.</p>
<p>What I don&#8217;t want to hear is &#8220;Go to the doctor, its better to be in debt than risk your health.&#8221; Honestly, I&#8217;d rather be in the ground than in debt. So, please don&#8217;t leave remarks like that. Also, don&#8217;t copy that story about the man&#8217;s daughter and son-in-law with the staph. I&#8217;ve read it. <img src='http://debtreduction101.org/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /><br />
What I would like to hear, however, is:<br />
About how long should it take to clear up this case of staph if I keep doing what I&#8217;m doing?<br />
When should I be worried?<br />
How long is too long before I consult my doctor?<br />
What could happen if it got really bad?<br />
How will I know if its really bad?<br />
What kind of things can I do to prevent it from happening again?</p>
<p>Any help would be greatly appreciated. Especially if you know from experience or learned anything about it in a biology class, something with facts.<br />
Thank you, Yahoo! Answers community! <img src='http://debtreduction101.org/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> <br/><br/>Shawnta Montan</div>
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		<title>HISTORY HELP! PLEASE?</title>
		<link>http://debtreduction101.org/history/history-help-please/</link>
		<comments>http://debtreduction101.org/history/history-help-please/#comments</comments>
		<pubDate>Sun, 05 Sep 2010 12:05:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[History]]></category>

		<category><![CDATA[American Economy]]></category>

		<category><![CDATA[Consumer Economy]]></category>

		<category><![CDATA[Irreconcilables]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/history/history-help-please/</guid>
		<description><![CDATA[
Rye asked: 30.) At the Paris Peace Conference, President Wilson&#8217;s program for peace
A.angered the Russians
B.met no resistance among the Allies
C.was backed only by France
D.underwent several changes
31.) After Wilson presented the treaty to the United States Senate,
A.the Senate ratified it
B.only the &#8220;irreconcilables&#8221; backed it
C.the Senate rejected it
D.only the &#8220;reservationists&#8221; backed it
32.) One result of Prohibition during [...]]]></description>
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<div><em><strong>Rye</strong> asked: </em><br/><br/><br/>30.) At the Paris Peace Conference, President Wilson&#8217;s program for peace<br />
A.angered the Russians<br />
B.met no resistance among the Allies<br />
C.was backed only by France<br />
D.underwent several changes<br />
31.) After Wilson presented the treaty to the United States Senate,<br />
A.the Senate ratified it<br />
B.only the &#8220;irreconcilables&#8221; backed it<br />
C.the Senate rejected it<br />
D.only the &#8220;reservationists&#8221; backed it<br />
32.) One result of Prohibition during the 1920s was<br />
A.an increase in alcoholism<br />
B.a decline in dancing and socializing<br />
C.the rise of organized crime<br />
D.the creation of urban artistic colonies<br />
33.) Which of the following was a long-term effect of Prohibition?<br />
A.the consumer economy<br />
B.the growth of organized crime<br />
C.an end to alcoholism in the United States<br />
D.the rise of fundamentalism<br />
34.) William Jennings Bryan took up the cause of fundamentalist Christians<br />
A.at speakeasies in Chicago<br />
B.on new buses to the suburbs<br />
C.at the Scopes trial<br />
D.in Hollywood studios<br />
35.) Key features of Republican administrations of the 1920s included<br />
A.expansionism and business regulation<br />
B.isolationism and laissez-faire business policy<br />
C.a buildup of armaments and armed forces<br />
D.reduction of quotas and increased immigration<br />
36.) Why did many Americans fear Vladimir I. Lenin and his followers, the Bolsheviks?<br />
A.They promoted a system that was hostile to American values<br />
B.They refused to pay back Russia&#8217;s war debts<br />
C.They had abolished the Russian monarchy<br />
D.They encouraged other nations to reject socialism<br />
37.) Generally, the 1920s were marked by<br />
A.rising farm prices<br />
B.rising stock prices<br />
C.falling production<br />
D.falling wages<br />
38.) One sign that the economy might be weakening in the 1920s was<br />
A.uneven distribution of national wealth<br />
B.underproduction of consumer goods<br />
C.an increase in personal savings<br />
D.the collapse of large corporations<br />
39.) Which statement best describes the American economy in the 1920s?<br />
A.Wages decreased and the economy appeared weak<br />
B.Unemployment was at an all-time high<br />
C.Stock prices rose and the economy appeared healthy<br />
D.Small businesses dominated American industry </p>
<p>Im sorry I know youll give comments on &#8220;do ur own homework&#8221; and stuff but I havent slepet in 3 nights&#8230;my dog died..but my dad said I need it done&#8230;but Im suprised Im focused enough to even type this&#8230;.I never do this but Im DESPERATE..please&#8230;.help&#8230;&#8230;&#8230;&#8230;&#8230;…<br/><br/>Glendora Grado</div>
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		<title>What would you like to ask?HELP,I am debating on using a credit settlement company or debt management company,?</title>
		<link>http://debtreduction101.org/personal-finance/what-would-you-like-to-askhelpi-am-debating-on-using-a-credit-settlement-company-or-debt-management-company/</link>
		<comments>http://debtreduction101.org/personal-finance/what-would-you-like-to-askhelpi-am-debating-on-using-a-credit-settlement-company-or-debt-management-company/#comments</comments>
		<pubDate>Sun, 05 Sep 2010 04:00:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Credit Debt]]></category>

		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/personal-finance/what-would-you-like-to-askhelpi-am-debating-on-using-a-credit-settlement-company-or-debt-management-company/</guid>
		<description><![CDATA[
.faith.hope.love.toil.tears. asked: I make my payments on time every month to my cards, but wont be able to soon.
I have reached out to my 2 credit cards numerous times telling them I may file for bankruptcy and they wont get anything, and asking for them to lower interest rate so I can make my monthly [...]]]></description>
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<div><em><strong>.faith.hope.love.toil.tears.</strong> asked: </em><br/><br/><br/>I make my payments on time every month to my cards, but wont be able to soon.<br />
I have reached out to my 2 credit cards numerous times telling them I may file for bankruptcy and they wont get anything, and asking for them to lower interest rate so I can make my monthly payments and actually see my balance go down instead of mostly toward interest. I was refused on any time of payment plan, settlement offer, or interest rate reduction.<br />
NEXT: I spoke at length with Take Charge America, who will set me up on a 5 year payment plan (after the banks negotiate with THEM apparently), and I will pay off my full balance in 5 years, along with about $4k in interest and $2400 or so in fees to the company. Cards will be closed.</p>
<p>OR: I use Credit Solutions and I default on my cards so they can negotiate with the banks on my behalf and present me with settlement amounts which could be half if not more of the balance! I pay them $200. for 18 months and my debts to cards is paid within 36 months, if not sooner, at almost $12k less than what I owed. </p>
<p>BUT: Credit solutions has many scary reviews online. I spoke at length with 2 of their reps and they explained the process to me and it sounds like garden variety debt settlement, so.. i dunno. Which company? Anyone have any experience with either?</p>
<p>I also just called the collection dept. of my cards again and told them all this, can THEY offer me a settlement or payment plan so that there are no 3rd parties and the bank gets their money. They said nope, sorry. So i am kind of backed into a corner of having to use one or the other<br/><br/>Xavier Valentine</div>
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		<title>Should Congress implement a bill to initiate a 2% national sales tax for our debt reduction?</title>
		<link>http://debtreduction101.org/government/should-congress-implement-a-bill-to-initiate-a-2-national-sales-tax-for-our-debt-reduction/</link>
		<comments>http://debtreduction101.org/government/should-congress-implement-a-bill-to-initiate-a-2-national-sales-tax-for-our-debt-reduction/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 23:41:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Government]]></category>

		<category><![CDATA[Interesting People]]></category>

		<category><![CDATA[National Debt]]></category>

		<category><![CDATA[National Sales Tax]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/government/should-congress-implement-a-bill-to-initiate-a-2-national-sales-tax-for-our-debt-reduction/</guid>
		<description><![CDATA[
Gloria asked: I thought it&#8217;d be interesting to see what people thought about this;
do you think it&#8217;s a good idea?
who would it benefit, do you think?
why might this be a good/bad idea?Samuel Wessinger
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<div><em><strong>Gloria</strong> asked: </em><br/><br/><br/>I thought it&#8217;d be interesting to see what people thought about this;<br />
do you think it&#8217;s a good idea?<br />
who would it benefit, do you think?<br />
why might this be a good/bad idea?<br/><br/>Samuel Wessinger</div>
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		<item>
		<title>What&#8217;s a reasonable rate to ask for?</title>
		<link>http://debtreduction101.org/credit/whats-a-reasonable-rate-to-ask-for/</link>
		<comments>http://debtreduction101.org/credit/whats-a-reasonable-rate-to-ask-for/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 06:34:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Credit Accounts]]></category>

		<category><![CDATA[Large Portion]]></category>

		<category><![CDATA[Sum Of Money]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/credit/whats-a-reasonable-rate-to-ask-for/</guid>
		<description><![CDATA[
EK asked: We have been given a sum of money to consolidate our debt.  There are several credit accounts that we will be paying off with this loan.  We will be paying off the creditors and closing the accounts.  Most accounts are past due (unfortunately things happen and were out of our [...]]]></description>
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<div><em><strong>EK</strong> asked: </em><br/><br/><br/>We have been given a sum of money to consolidate our debt.  There are several credit accounts that we will be paying off with this loan.  We will be paying off the creditors and closing the accounts.  Most accounts are past due (unfortunately things happen and were out of our control for a bit).  We&#8217;d like to contact the creditors via phone and negotiate a pay-off with them.  We have letters from some that we have talked to before with &#8220;offers&#8221; to reduce the balance due to get it paid off.  My question is, when we call them up, what is a reasonable reduction (percentage-wise) to ask them to agree to?  We just want to make things right, but at the same time realize that a large portion of the balance is due to their fees and charges&#8230;  Thanks for your input!<br/><br/>Soon Altenhofen</div>
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		<item>
		<title>anyone good with economics? urgent ?</title>
		<link>http://debtreduction101.org/economics/anyone-good-with-economics-urgent/</link>
		<comments>http://debtreduction101.org/economics/anyone-good-with-economics-urgent/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 23:36:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Business Loan]]></category>

		<category><![CDATA[Company C]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/economics/anyone-good-with-economics-urgent/</guid>
		<description><![CDATA[
sw??tÿ™ asked: A company can secure additional capital without going into debt by doing which of the following?
   A. Taking a business loan
   B. Buying out another company
   C. Bargaining for wage reductions
   D. Going public 
im stuck!! : (Ladawn Mallalieu
]]></description>
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<div><em><strong>sw??tÿ™</strong> asked: </em><br/><br/><br/>A company can secure additional capital without going into debt by doing which of the following?</p>
<p>   A. Taking a business loan<br />
   B. Buying out another company<br />
   C. Bargaining for wage reductions<br />
   D. Going public </p>
<p>im stuck!! : (<br/><br/>Ladawn Mallalieu</div>
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		<title>I have been contacted by an agency Morgan Drexen for Debt Reduction?</title>
		<link>http://debtreduction101.org/credit/i-have-been-contacted-by-an-agency-morgan-drexen-for-debt-reduction/</link>
		<comments>http://debtreduction101.org/credit/i-have-been-contacted-by-an-agency-morgan-drexen-for-debt-reduction/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 07:09:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Debt Reduction]]></category>

		<category><![CDATA[Morgan Drexen]]></category>

		<category><![CDATA[Reduction Company]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/credit/i-have-been-contacted-by-an-agency-morgan-drexen-for-debt-reduction/</guid>
		<description><![CDATA[
Daniel asked: Does anyone know about this company of know anyone who dealt with them? Is there a reputable Debt reduction company out there?Sophia Hollinsworth
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<div><em><strong>Daniel</strong> asked: </em><br/><br/><br/>Does anyone know about this company of know anyone who dealt with them? Is there a reputable Debt reduction company out there?<br/><br/>Sophia Hollinsworth</div>
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		<item>
		<title>3 questions for history?</title>
		<link>http://debtreduction101.org/history/3-questions-for-history/</link>
		<comments>http://debtreduction101.org/history/3-questions-for-history/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 04:02:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[History]]></category>

		<category><![CDATA[Bolsheviks]]></category>

		<category><![CDATA[Followers]]></category>

		<category><![CDATA[Sussex Pledge]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/history/3-questions-for-history/</guid>
		<description><![CDATA[
julie asked: 1. One goal that Progressives did not seek was&#8230;
a. the moral improvement of society
b. the reduction of government corruption
c. a ban on strikes
d. child labor laws
2. Under the terms of the Sussex pledge, the German government promised that
a. the German navy would not attack any American ships
b. German ships would not blockade Britain [...]]]></description>
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<div><em><strong>julie</strong> asked: </em><br/><br/><br/>1. One goal that Progressives did not seek was&#8230;<br />
a. the moral improvement of society<br />
b. the reduction of government corruption<br />
c. a ban on strikes<br />
d. child labor laws</p>
<p>2. Under the terms of the Sussex pledge, the German government promised that<br />
a. the German navy would not attack any American ships<br />
b. German ships would not blockade Britain and France<br />
c. German U-boats would warn ships before attacking<br />
d. the German army would never invade Russia</p>
<p>3. Why did many Americans fear Vladimir I. Lenin and his followers, the Bolsheviks?<br />
a. They promoted a system that was hostile to American values<br />
b. They refused to pay back Russia&#8217;s war debts<br />
c. They had abolished the Russian monarchy<br />
d. They encouraged other nations to reject socialism</p>
<p>thank u <3 ?<br/><br/>Lawerence Ridolfi</div>
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		<item>
		<title>What is a debt reduction program?</title>
		<link>http://debtreduction101.org/personal-finance/what-is-a-debt-reduction-program/</link>
		<comments>http://debtreduction101.org/personal-finance/what-is-a-debt-reduction-program/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 02:43:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Debt Program]]></category>

		<category><![CDATA[Debt Reduction Program]]></category>

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		<description><![CDATA[
vicente villarreal asked: will this program affect your credit ratings (score)Natalie
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<div><em><strong>vicente villarreal</strong> asked: </em><br/><br/><br/>will this program affect your credit ratings (score)<br/><br/>Natalie</div>
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		<item>
		<title>taxes and debt questions?</title>
		<link>http://debtreduction101.org/united-states/taxes-and-debt-questions/</link>
		<comments>http://debtreduction101.org/united-states/taxes-and-debt-questions/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 01:29:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[United States]]></category>

		<category><![CDATA[Countries In The World]]></category>

		<category><![CDATA[Economists]]></category>

		<category><![CDATA[Purchasing Power]]></category>

		<guid isPermaLink="false">http://debtreduction101.org/united-states/taxes-and-debt-questions/</guid>
		<description><![CDATA[
jcai asked: 1) Despite reaching 62% of GDP in 2003, the national debt in the United States isn&#8217;t a huge concern for some economists and policymakers.
 1a) Some economists believe that one of the reasons not to worry is that the bulk of the public debt is &#8220;internal national debt&#8221;&#8211;the portion of the national debt [...]]]></description>
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<div><em><strong>jcai</strong> asked: </em><br/><br/><br/>1) Despite reaching 62% of GDP in 2003, the national debt in the United States isn&#8217;t a huge concern for some economists and policymakers.<br />
 1a) Some economists believe that one of the reasons not to worry is that the bulk of the public debt is &#8220;internal national debt&#8221;&#8211;the portion of the national debt owed to a nation&#8217;s own citizens and institutions.<br />
Why isn&#8217;t the portion of the national debt owed to a nation&#8217;s own citizens and institutions a large concern?<br />
   A.   Because the government can collect money from its own citizens anytime<br />
         B.   Because an internal national debt does not affect economic growth<br />
         C.   Because future generations always can shoulder the debt burden<br />
         D.   Because paying internal debt is a matter of income redistribution, so overall purchasing power in the economy doesn&#8217;t change</p>
<p> 1b) Which of the following is a reason why the U.S. government need not worry about going bankrupt?<br />
        A.   Because the United States is an ally to most countries in the world, it never has to pay off the debt.<br />
        B.   Governments remain solvent so long as they keep their debt as a percentage of GDP below 100%.<br />
        C.   The government can refinance the public debt easily and has the authority to collect taxes.<br />
         D.   All the public debt is held by U.S. citizens, firms, or government institutions.</p>
<p>2) Crowding out occurs when:<br />
  A.   An increase in the tax rate leads to lower tax revenue<br />
                 B.   The public debt drives up real interest rates, leading to a reduction in investment spending and a lower future capital stock<br />
                 C.   An increase in taxes reduces the incentive to work and lowers real GDP<br />
                  D.   Investment spending drives up interest rates, discouraging government borrowing</p>
<p>Thanks<br/><br/>Carol</div>
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