June 28th, 2009 | 
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miss d asked:
I talked to one about $30,000 in debt on credit cards (don’t ask) and they said they could pay it all off in 3 and 1/2 years, I am getting a lower interest rate, but not any reduction in my debt, is this better than bankruptcy?
Hobert Larousse
I talked to one about $30,000 in debt on credit cards (don’t ask) and they said they could pay it all off in 3 and 1/2 years, I am getting a lower interest rate, but not any reduction in my debt, is this better than bankruptcy?
Hobert Larousse
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For you httpdebtnegotiationzonecomcategoryconsumercreditcounselingarticles.
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These programs are lame at best. Thirty thousand divided by 42 months is $715 a month, without interest. So, in order to retire all of this debt in 42 months, somethings has to give.