Debt Reduction- Advice On Credit Card Debt Reduction, Debt Reduction Services, And Debt Reduction Plans

chica boom asked: I purchased a condo in feb of 2007 and it has lost value (about 50K). I did a little research about the stimulus plan and I meet all of the criteria to get a loan modification (my debt to income ratio is 60% and the condo is occupied by me). There is [...]

Dave asked: My wife and I are in the military, we left our house to move overseas and have been unable to sell our house, we bleed out the monthly payment +utilities every month. This house has been on the market since Feb 09 with multiple price reductions, even if the house sells now [...]

valstep asked: Niet genoeg inkomen om overheadkosten te steunen. We' ve verminderde ??n of andere schuld, bewoog zich uit ons primair huis, huurde het en nog can' t de steun heeft dit andere bezit dat het probeert te huren en ook het meer dan twee jaar probeert te verkopen nu de prijs vaak en [...]

Matthew asked: My wife to get out of subdivision that can cause birth defects and pick up few part time jobs if foreclose whats the last year took reduction in has recently found some large levels of lead in the worst that can.
My wife to get out of subdivision live in has recently found some [...]

owaowa asked: Hello,
I have a huge problem with my ex and our house that we share. To sum up the story, we were never married just engaged when we bought the house in 2006. We broke up 1.5 year ago and I moved out since he wanted to stay and make payments. We had a [...]

daddio asked: i think i’ve been fairly smart. every penny of reduction, i’ve saved. of course, there’s a pre-payment penalty. i have about 10 months left on the penalty term, but i’m getting offers from everywhere, to refinance.
my wife and i have excellent credit, and no other debt. (seriously-ZERO)
so my question is [...]

jinxies asked: We are currently in great standings with our mortgage and the bank which holds the note. Due to unforeseen circumstances, we’ve got a reduction in income. We have a HELOC with another bank and about 50K in consumer debt. We have been unsuccessful in obtaining a refi using an outside [...]

Josh R asked: Background:
My long-time girlfriend and I are considering buying a home together within the next 1-3 years. She owns a condo that she bought before we started dating. Currently we live together in a rented apartment, and she rents out the condo. Unfortunately, the condo is cash-flow negative, and because of the real [...]

Primerica Debate Team asked: Here’s the situation: Imagine you have 8 credit card debts totaling $20k or more and you also have a mortgage. You are thinking about consolidating them all into one monthly bill. And this is what you want from the bank:
1) It has no application fees or any upfront fees to pay [...]

Lookingfornames asked: Hello, I met the lawyer named John H. Ruiz (he hosts a TV program called La Ley) in order to find a way to go down my mortgage payments. I have a conventional mortgage, fixed rate = 6.875%, no penalties, also I’m not in default but my property worths 150k less. What do [...]