Debt Reduction- Advice On Credit Card Debt Reduction, Debt Reduction Services, And Debt Reduction Plans

toodolly asked:


46. Why did the United States finally enter World War II?
(Points: 5)
Japan bombed Pearl Harbor.

Germany invaded Poland.

Italy took territory in Ethiopia.

The Soviet Union refused to pay back debts it owed.

47. What U.S. policies violated the constitutional rights of some citizens during World War II?
(Points: 5)
preventing Movietone News from showing casualties being returned home

tapping the phones of suspected communists without warrants

internment and detention of Japanese citizens in camps

arresting protesters who wanted to voice concerns about the cost of the war

48. Which was not a role that women played in World War II?
(Points: 5)
enlisting in the military

working in civilian jobs, some typically held by men

taking care of their families while men served in the military

campaigning for female congressional candidates who promised to end the war

49. Following World War II, Stalin refused to remove Soviet troops from Eastern Europe. This unofficially signaled
(Points: 5)
the first challenge for the United Nations.

the power of the Soviet Union over the other Allies.

the strength of the German military forcing additional Soviet attention.

the beginning of the Cold War.

50. What policy toward communism did diplomat George F. Kennan recommend?
(Points: 5)
collective action

massive retaliation

appeasement

containment

51. The North Atlantic Treaty Organization (NATO) still exists today. Why was it originally formed in 1949?
(Points: 5)
to create an agency that could prepare and develop treaties to avoid future wars

to provide a unified defense against Soviet aggression

to prepare for future wars

to develop a force to protect the open waters of the North Atlantic

52. What June 1950 action caused the United Nations to respond with military action?
(Points: 5)
North Korea invaded South Korea.

China invaded North Korea.

Japan invaded South Korea.

The Soviet Union invaded North Korea.

53. What was the result of the Korean War?
(Points: 5)
The two nations formed the Republic of Korea which functions as a democracy.

A peace treaty established one unified, democratic nation.

A cease-fire agreement created a demilitarized zone along the 38th parallel.

China took over communist North Korea, and the United Nations took over democratic South Korea.

54. Who was Senator Joseph McCarthy?
(Points: 5)
a Supreme Court nominee who never received Senate confirmation

a presidential candidate who lost to Dwight Eisenhower in the 1952 election

a popular radio and TV commentator who appealed to right wing extremists

a U.S. senator who accused hundreds of Americans of being communists

55. What was a key element of President Dwight Eisenhower’s foreign policy?
(Points: 5)
reducing the nuclear arsenal

providing significant foreign aid to Eastern Europe

dramatically increasing the size of the military

emphasizing peace

56. Which president cautioned the United States about the importance of monitoring the power of the military-industrial complex?
(Points: 5)
Harry Truman

Dwight Eisenhower

Richard Nixon

John Kennedy

57. What was one result of U.S. participation in covert actions in Latin America and the Middle East during the 1950s?
(Points: 5)
The United States gained strong allies in the region.

Because the actions were secret, there was little effect.

Sympathy for communism increased, and anti-American sentiment grew.

Most nations were grateful for U.S. operations and support.

58. What helped the U.S. economy grow significantly following World War II?
(Points: 5)
Following the Depression, the government had carefully regulated the economy.

Private funding sources went into research and development after the war.

Once rationing and restrictions were lifted, consumers eagerly spent money.

Savings bonds rates increased significantly.

59. What was the baby boom?
(Points: 5)
an epidemic that caused the death of many babies

the tax reduction experienced by parents with the birth of each child

the drop in birth rates following World War II

the significant population growth following World War II

60. The congressional decision to pass legislation funding an interstate highway system in the 1950s indicated
(Points: 5)
congressional interest in providing jobs.

the necessity of developing a system for military transport.

a response to the growing car culture.

that states w
I HAVE WHAT I THINK ARE THE ANSWERS ON MY PAPER BUT I WANNA DOUBLE CHECK!!!!!!! PLEASE HELP!
PLEASE HELP I HAVE MORE QUESTIONS HERE:
http://answers.yahoo.com/question/index?qid=20090611211633AAP6bIC

Wilbur Brault

Naj asked:


26. When your credit score is poor, your mortgage interest rate will be: (1 point)
Higher
Lower
27. A revolving credit account where the cardholder must pay the full account balance each month is called what? (1 point)
a charge card
a debit card
a credit card
a gift card
28. In a list of numbers placed in numerical order, the middle number is called what? (1 point)
the average
the median
the difference
the total
29. A FREE warranty from an automobile manufacturer that covers any and all mechanical problems for a specified period from the purchase date is generally called what? (1 point)
Supplemental insurance
Bumper-to-Bumper warranty
Manufacturers extended warranty
Sellers guarantee
30. A short-term financial goal is achieved within what time period? (1 point)
10-25 years
1-12 months
1-5 years
30 years
31. Either party involved in a contract can change typed passages by writing the changes on the document and then having both parties initial next to the change. (1 point)
True
False
32. If your credit score is low, or you don’t have established credit, a person that does have good or established credit will have to what? (1 point)
co-sign on the debt
assign the debt
guarantee the debt
A and C
33. What is the most important part of a contract to read? (1 point)
The bold passages
The fine print
The period of performance
The payment schedule
34. All charge card and credit card companies must send you a copy of the terms of your cardholder agreement if you request it in writing. (1 point)
True
False
35. When paying for medical care, the portion of the total cost you pay out-of-pocket for prescriptions and/or doctor visits (after insurance) are called medical: (1 point)
Supplements
Co-pays
Premiums
Deductibles
36. Supplemental insurance policies can pay you regular income for: (1 point)
Long-term disabilities
Injury disabilities
Cancer treatment
All of the above
37. The reduction of value of an asset (something of value) over time due to normal usage is called what? (1 point)
Depreciation
Appreciation
Decay
Inflation
38. What are considerations to think about when planning for retirement? (1 point)
Time to retirement
Planned quality of life
Current savings
All of the above
39. Experian, TransUnion, and Equifax are all involved in collecting information that results in a report of your: (1 point)
Income
Debt to Income Ratio
Credit Score
Interest Rate
40. The retail price of a brand-new automobile is also known as? (1 point)
The wholesale value
The sticker price
The Kelly Blue Book price
The dealer price
41. When you’re retired or disabled, what government institution pays your regular monthly income based upon contributions you made while working? (1 point)
The Social Security Administration
Medicare
Medicaid
Elderly Assistance Institute
42. When you have a fixed amount of income each month, with no expectation of an increase or decrease in the amount you receive you’re living on a what? (1 point)
Variable income
Fixed income
Poverty line
Low-income subsidy
43. The amount of goods and services you can buy with your money is referred to as what? (1 point)
Inflationary spending
Bartering
Purchasing power
The exchange rate
44. The simplest form of a loan contract between two individuals is called what? (1 point)
Exchange agreement
I.O.U.
Borrowing agreement
Lending agreement
45. If your down-payment on a home is GREATER than 20% of the total value, you’ll generally have to purchase Personal Mortage Insurance. (1 point)
True
False
46. The metaphor for your main income sources during retirement is what? (1 point)
The four-legged dog
The three-legged stool
The three-pronged attack
The four-legged stool
47. Mortage loans have lower interest rates (and lower risk to lenders) than automobile loans, why? (1 point)
The bank will always know where to find a house
Automobile loans have smaller loan amounts
Automobiles can be hidden from repossession
A and C
48. The payment schedule on a mortage is created using what? (1 point)
An amortization table
A balance-due spreadsheet
An equity schedule
A principal repayment plan
49. If you’re living “beyond your means” it’s likely you’ll eventually go bankrupt. (1 point)
True
False
50. The type of card that is linked to your checking account and doesn’t accrue interest is called what? (1 point)
a charge card
a credit card
a debit card
a revolving card

Chung Schoenle

Zenna H asked:


1- which of the following is considered a legitimate concern of a large public debt?
a-bankruptcy of the federal government
b-crowding out fo private investment
c-burdening future generation
d-collapse of the financial system

2- the crowding-out effect of expansionary fiscal policy suggests that?
a- government spending is increasing at the expense of private investment
b-imports are replacing domestic production
c-private investment is increasing at the expense of government spending
d-saving is increasing at the expense of investment

3-which of the following best describes the built-in stabilizers as they function in the U.S.?
a-the size of the balanced-budget multipier varies inversely with the level of GDP.
b-personal and corpoate income tax collections automatically fall and transfers and subsidies automatically rise as GDP rises
c-personal and corpoate income tax collections and transfers and subsidies all automatically vary inversely with the level of GDP.
D-personal and corpoate income tax collections automatically rise and transfers and subsidies automatically decline as GDP rises

4-assume that aggregate demand in the economy is excessive, causing demand pull inflation. which of the following would be most in accord with appropriate government fiscal policy?
a- an increase in federal income tax rates
b- an increase in the size of income taxexemptions for each dependent
c- passage of legislation providing for the construction of 8,000 new school buildings
d-an increase in soil conservation subsidies to farmers

5-assume the economy is at full employment and that investment spending declines dramatically. if the goal is to restore full employment, governmet fiscal policy should be directed toward?
a- an equality of tax receipts overs government expenditures
b- an excess of tax receipts over government expenditures
c- an excess of government expenditures over tax receipts.
d- a reduction of subsidies and transfer payments and an increase in tax rates.

6- suppose the price level is fixed, the MPC is .5, and the GDP gap is a negative $80 billion. to achieve full-empolyment output exactly, government should?
a- increase government expenditures by $80 billion
b- reduce goverment expenditures by $40 billion
c- reduce taxes by $40 B
d- reduce taxes by $80 B

7- an economist who favors smaller government would recommend?
A-tax cuts during recession and reductions in government spending during inflation
b- tax increases during recession and tax cuts during inflation
c- tax cuts during recession and tax increases during inflation
d- increases in government spending during recession and tax increases during inflation.

8- if aggregate demand increases and aggregate supply decreases, the prie level?
A- will decrease but real output may either increase or decrease
b- will increase, but real output may either increase or decrease
c- and real output will both increase
d-and real output will both decrease

9- an increase in input prductivity will?
a- shift the aggregate supply curve leftward
b- reduce the equilibrium price level, assuming downward flexible prices
c- reduce the equilibrium real output.
d- reduce aggregate demand.

10- in which of the following sets of circumstances can we confidently expet inflation?
a- aggreagate supply and aggregate demand both increase
B- aggreagate supply and aggregate demand both decrease
c- aggreagate supply decreases and aggregate demand increases
d- aggreagate supply increases and aggregate demand decreases

11- an increase in net exports will shift the ?
a- aggregate expenditures curve upward and the aggregate demand curve rightward
b-aggregate expenditures curve upward and the aggregate demand curve leftward
c-aggregate expenditures curve downward and the aggregate demand curve rightward
d-aggregate expenditures curve downward and the aggregate demand curve leftward

12- the aggregate supply curve (short-run) slopes pward and to the right because?
a- changes in wages and other resource prices completely offset changes in the price level
b- the price level isflexibe upward but infleible downward.
c-supply creates its own demand
d- wages and other resource prices adjust only slowly to changes in the price level.

13- which of the following would not shift the aggregate supply curve?
a-an increase in labor productivity
b- a decline in the price of imported oil
c- a decline in business taxes
d- an increase in the price level

Thank you 10 or 15 points to the best answer thank you again

Vanita Kearl

Ronnie Nicole asked:


Which of the following would be an external user of accounting information?

a. chief executive officer

b. vice president of finance

c. bank loan officer

d. chief financial officer

2. What is the characteristic that allows financial statement users to compare information over time?

a. reliability

b. relevance

c. consistency

d. comparability

3. Auditors are responsible for

a. preparing a company’s financial statements in accordance with GAAP

b. preparing a company’s earnings forecast in accordance with GAAP

c. determining whether a company prepared its financial statements in accordance with GAAP

d. determining whether their clients prepared their financial statements accurately

4. Companies acquire and sell property and equipment as a result of which business activity?

a. financing

b. investing

c. operating

d. auditing

5. Ace Co. has total assets in the amount of $3,000,000 and total liabilities in the amount of $2,000,000. It sold stock to new shareholders for cash of $1,000,000. As a result of this transaction:

a. the debt to assets ratio will increase

b. the assets turnover ratio will increase

c. the debt to assets ratio will decrease

d. the net profit margin ratio will decrease

6. The following information is available for Aztech:

Total assets $800,000

Net Income 120,000

Average total liabilities 400,000

Sales revenue 1,500,000

Total liabilities 500,000

Average total assets 700,000

The net profit margin ratio is

a. 8%

b. 12.5%

c. 15%

d. 17.1%

7. North Co. understated its expenses for the year. As a result

a. its debt to assets ratio will be understated

b. its net profit margin ratio will be understated

c. its debt to assets ratio will be overstated

d. its net profit margin ratio will be overstated

8. Which of the following results in an expense for a company?

a. purchase of land

b. payment of advertising for last month

c. payment of a dividend

d. purchase of supplies

9. Which of the situations results in unearned revenue?

a. collection of $100 from a customer who charged the purchase of goods a month ago

b. the receipt of an order from a customer who will purchase and pay for goods in two weeks

c. the sale of $100 of goods today with the payment due from the customer in 30 days

d. the receipt of $100 cash from a customer for an order of goods to be shipped next month

10. Which of the following is a stockholders’ equity item?

a. contributed capital

b. cash

c. accounts receivable

d. accounts payable

11. Which of the following items will reduce stockholders’ equity?

a. the purchase of equipment

b. the purchase of supplies

c. receiving a loan

d. the payment of salaries

12. If a company does not receive cash until after it delivers goods

a. it must wait to receive cash until it can record revenue

b. it must record unearned revenue at the time it delivers goods

c. it must record revenue at the time it delivers the goods

d. it must increase the amount of accounts receivable at the time it gets paid by its customer

13. Dividends paid to stockholders

a. are a reduction to retained earnings

b. appear in the cash flow from operations section of the statement of cash flows

c. appear on the income statement

d. are subtracted from contributed capital

14. Net income is

a. assets minus liabilities

b. revenues minus expenses

c. contributed capital minus dividends

d. stockholders’ equity minus liabilities

15. Which of the following statements is prepared as of a point in time?

a. income statement

b. statement of retained earnings

c. balance sheet

d. statement of cash flows

16. The Hamlet Corp has assets of $20,000, and stockholders’ equity of $12,000. The amount of liabilities is

a. $8,000

b. 12,000

c. 20,000

d. 32,000

17. Which of the following would appear in the cash flow from operations section of the statement of cash flows

a. cash paid to suppliers and employees

b. cash paid to purchase equipment

c. cash paid on notes payable

d. cash paid

Frida Hainley

Happy asked:


math in aleast one
10pts

Guy Penaz

HarmlessLie asked:


in Southeast Asia to the need to..?

A) prove to the world that the United States was willing and able to make good on its commitments
B) prove to the world that the United States continued to have at its disposal the most powerful military force in the world
C) demonstrate that the war was being fought on moral and ethical grounds
D) justify to American taxpayers that their money was being well spent on the other side of the world

President Reagan’s initial strategy to fix the lagging u.s economy involved:

A) lowering interest rates
B) a reduction in the federal budget deficit
C) lower interest payments on the national debt
D) all of the above

I’m stuck on these.

Cherlyn Lust

DN asked:


A) increased tax revenues, reduced budget deficits and slowed the growth of the public debt.
B) were unaccompanied by expenditure reductions and therefore increased the public debt.
C) was accompanied by equally deep cuts in Fedeeral spending, thus neither increased nor decreased the public debt.
D) contributed to rising budget deficits, but not to a rising public debt.

Dong Handwerk

NONAME asked:


Assuming you are a policy maker, what would be your suggestion regarding debt-reduction?
4 references in the essay, it has to be between 3 to 5 pages….
I DONT WANT YOU TO WRITE ME A ESSAY BUT HELP FIND ME ATLEAST 4 REFERENCES TO GO ALONG WITH THE ESSAY!!!

Ping Manring