Archive for March, 2010
March 5th, 2010 | 
Author: 
MY 12 STEP PROGRAM FOR AMERICA!
1. Add a sales tax on luxury items and revise the tax code exempting people making less than $200,000.
2. Double the size of the Small Business Administration. Create regional small business centers that give start ups 6 months of no operating costs.
3. Create a free national service college for veterans and people who plan to enter needed fields.
4. Create a federal insurance agency to investigate insurance abuse and regulate insurance operations.
5. Close all non-essential bases and missions over seas.
6. Stop all foreign borrowing and cut all outstand bonds to 0% interest!
7. End all imports of steel, plastic, and oil.
8. Begin to explore the 15 trillion barrels of oil off shore.
9. Build 120 nuclear power plants and sell power to all of North America.
10. Build a space based missile shield to end the threat of nuclear war and start arms reduction.
11. Create a new division of the Department of Labor to help place people in work.
12. Create 10 year tax amnesty program for foreign investors in America to allow trillions in new capital.
___________________Results__________
1. No taxes on low and middle income tax payers.
2. Allow anyone to start a business with no cost for 6 months creating millions of jobs.
3. Insure we our heroes get free education and provide all needed professionals.
4. End to all insurance abuse and fraud.
5. Stop playing Army for countries that have no gratitude.
6. Putting a stop to all new debt and reduce the payments by two thirds.
7. Bring back more than 50 million jobs!
8. Be producing our own oil in 6 months the same Valenzuela did, and export enough oil bankrupt OPEC.
9. Drop energy costs by 400% and export power to all of the America’s.
10. Force the world to stop the threat of force and instead use a common ideal.
11. Centralize all employment reducing decrimination and reducing unemployment by 2%.
12. Make America a international business tax shelter creating millions of jobs!
Over all a 0.5% unemployment rate, 24% GDP growth, house hold income increase of 20%, and a 40% cost of living reduction!
Renaldo Cerio
Posted in Uncategorized | 
46. Why did the United States finally enter World War II?
(Points: 5)
Japan bombed Pearl Harbor.
Germany invaded Poland.
Italy took territory in Ethiopia.
The Soviet Union refused to pay back debts it owed.
47. What U.S. policies violated the constitutional rights of some citizens during World War II?
(Points: 5)
preventing Movietone News from showing casualties being returned home
tapping the phones of suspected communists without warrants
internment and detention of Japanese citizens in camps
arresting protesters who wanted to voice concerns about the cost of the war
48. Which was not a role that women played in World War II?
(Points: 5)
enlisting in the military
working in civilian jobs, some typically held by men
taking care of their families while men served in the military
campaigning for female congressional candidates who promised to end the war
49. Following World War II, Stalin refused to remove Soviet troops from Eastern Europe. This unofficially signaled
(Points: 5)
the first challenge for the United Nations.
the power of the Soviet Union over the other Allies.
the strength of the German military forcing additional Soviet attention.
the beginning of the Cold War.
50. What policy toward communism did diplomat George F. Kennan recommend?
(Points: 5)
collective action
massive retaliation
appeasement
containment
51. The North Atlantic Treaty Organization (NATO) still exists today. Why was it originally formed in 1949?
(Points: 5)
to create an agency that could prepare and develop treaties to avoid future wars
to provide a unified defense against Soviet aggression
to prepare for future wars
to develop a force to protect the open waters of the North Atlantic
52. What June 1950 action caused the United Nations to respond with military action?
(Points: 5)
North Korea invaded South Korea.
China invaded North Korea.
Japan invaded South Korea.
The Soviet Union invaded North Korea.
53. What was the result of the Korean War?
(Points: 5)
The two nations formed the Republic of Korea which functions as a democracy.
A peace treaty established one unified, democratic nation.
A cease-fire agreement created a demilitarized zone along the 38th parallel.
China took over communist North Korea, and the United Nations took over democratic South Korea.
54. Who was Senator Joseph McCarthy?
(Points: 5)
a Supreme Court nominee who never received Senate confirmation
a presidential candidate who lost to Dwight Eisenhower in the 1952 election
a popular radio and TV commentator who appealed to right wing extremists
a U.S. senator who accused hundreds of Americans of being communists
55. What was a key element of President Dwight Eisenhower’s foreign policy?
(Points: 5)
reducing the nuclear arsenal
providing significant foreign aid to Eastern Europe
dramatically increasing the size of the military
emphasizing peace
56. Which president cautioned the United States about the importance of monitoring the power of the military-industrial complex?
(Points: 5)
Harry Truman
Dwight Eisenhower
Richard Nixon
John Kennedy
57. What was one result of U.S. participation in covert actions in Latin America and the Middle East during the 1950s?
(Points: 5)
The United States gained strong allies in the region.
Because the actions were secret, there was little effect.
Sympathy for communism increased, and anti-American sentiment grew.
Most nations were grateful for U.S. operations and support.
58. What helped the U.S. economy grow significantly following World War II?
(Points: 5)
Following the Depression, the government had carefully regulated the economy.
Private funding sources went into research and development after the war.
Once rationing and restrictions were lifted, consumers eagerly spent money.
Savings bonds rates increased significantly.
59. What was the baby boom?
(Points: 5)
an epidemic that caused the death of many babies
the tax reduction experienced by parents with the birth of each child
the drop in birth rates following World War II
the significant population growth following World War II
60. The congressional decision to pass legislation funding an interstate highway system in the 1950s indicated
(Points: 5)
congressional interest in providing jobs.
the necessity of developing a system for military transport.
a response to the growing car culture.
that states w
I HAVE WHAT I THINK ARE THE ANSWERS ON MY PAPER BUT I WANNA DOUBLE CHECK!!!!!!! PLEASE HELP!
PLEASE HELP I HAVE MORE QUESTIONS HERE:
http://answers.yahoo.com/question/index?qid=20090611211633AAP6bIC
Wilbur Brault
Roaring Economy Started in the 80′s
RUSH: Here’s Emily in San Francisco. Hey, Emily. It’s nice to have you on the Rush Limbaugh program. Hello.
CALLER: Thanks. I listen to you every day. It’s something to look forward to, especially on a Monday morning. It was a terrific show yesterday.
RUSH: Thank you. Thank you very much. What about today’s? I think we’re off to a pretty roaring start today.
CALLER: Oh, yes. There are so many topics to talk about. For example, I wanted to talk about the fact that the Clintons want to take credit for the nineties, for the “great economy,” which today is the greatest boom in the world we’ve ever seen in history. All the countries in the world are booming. It’s incredible how they took credit for the nineties when it wasn’t until 1994, November of 1994 that everything changed because a Republican legislature came in.
RUSH: Actually, to be thorough and honest about this, if there hadn’t been Ronald Reagan in the 1980s, then the nineties wouldn’t have happened and whatever the Republican Congress did in ’94 would not have been as successful because their starting point would have been much different. So you really gotta go back to the eighties and the drastic, the drastic reduction in marginal tax rates which spurred the economy. They had some glitches. The real estate market had some problems because they did change tax codes and behaviors and so forth. When that ironed out, it was “Katie, bar the door.” We are still experiencing the boom of the eighties to this day.
CALLER: Exactly. The thing is, though, as President Bush was saying on Saturday, he hopes to balance the budget in five years, within five years. However, the Democrats, almost like blackmail, they have to put in a $22 billion, you know, just overspending in order to ruin it, because within five years, the president explained, that $22 billion could add up to close to a quarter of a trillion dollars just in their overspending. So they are the tax-and-spend bunch. We put them in as a president, you get someone like Hillary, and then you get at Congress filled with Democrats that are left-wing. It’s no longer the Democrat Party we knew of the Kennedys. We now have a left-wing party.
RUSH: They do, Emily. They have the left-wing party. We don’t. In fact, since you mention that, two things. This business of balancing the budget in five years? I remember the nineties. A balanced budget was a big deal, but I remember Clinton saying (impression), “Well, we could balance in two years, do it in five. We could do it in ten years.” It wasn’t a priority. I’ve been hearing this so much. I’m 56. I am a seasoned adult now. I’m not yet a seasoned citizen, but I’m a seasoned adult and I’ve been hearing about all these financial crises my whole life. “The national debt! Why, it’s going to wipe us out! Why, the deficit is going to wipe us out. The budget is not balanced!” Well, I look around, and for how long have I been paying attention? I started paying attention when I was twelve years old, so over 40 years here, and all these predictions of collapse and doom and gloom, and they happen every year, and they happen every day, and some of them recycle. The deficit’s going to wipe us out. The national debt’s going to wipe us out. The ChiComs holding so much of our foreign debt — and it never happens. We just keep roaring right along. My advice is: don’t panic. Don’t let ‘em put you into panic. As for the Democrats and overspending, they are tax and spend party. They’re redistributionists. They want to control you. They want to control as many people’s lives as they can.
Glenn Reisher
Executive Summary
We design and deliver the systems, software
and services that drive next-generation communications
networks. Backed by Bell Labs
research and development, we use our
strengths in mobility, optical, access, data and
voice networking technologies, as well as
services, to create new revenue-generating
opportunities for our customers, while
enabling them to quickly deploy and better
manage their networks. Our customer base
includes communications service providers,
governments and enterprises worldwide.
We have three segments organized
around the products and services we sell.
The reportable segments are Integrated Network
Solutions (“INS”), Mobility Solutions
(“Mobility”) and Lucent Worldwide Services
(“Services”). INS provides a broad range
of software and wireline equipment related
to voice networking (primarily consisting
of switching products, which we sometimes
refer to as convergence solutions, and voice
messaging products), data and network
management (primarily consisting of access
and related data networking equipment
and operating support software) and optical
networking. Mobility provides software and
wireless equipment to support radio access
and core networks. Services provides deployment,
maintenance, professional and managed
services in support of both our product
offerings as well as multi-vendor networks.
Beginning in fiscal 2001, the global
telecommunications market deteriorated,
resulting from a decrease in the competitive
local exchange carrier market and a significant
reduction in capital spending by established
service providers.This trend intensified
during fiscal 2002 and continued into fiscal
2003. Reasons for the market deterioration
included general economic slowdown, network
overcapacity, customer bankruptcies,
network build-out delays and limited availability
of capital.
We believe that the market for telecommunications
equipment has stabilized
and is starting to grow in certain areas. The
growing demands of enterprises and consumers
for additional services tailored to
their needs is creating the need for a new
convergence of networks, technologies and
applications.
Required
1. Using the Consolidated Balance
Sheets for Lucent Technologies for
September 30, 2004 and 2003, prepare
a common-size balance sheet.
2. Evaluate the asset, debt, and equity
structure of Lucent Technologies, as
well as trends and changes found on
the common-size balance sheet.
3. What concerns would investors and
creditors have based on only this
information?
4. What additional financial and nonfinancial
information would investors
and creditors need to make investing
and lending decisions for Lucent
Technologies?
LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
(in Millions, Except per Share Amounts)
September 30, September 30,
2004 2003
Assets
Cash and cash equivalents $ 3,379 $ 3,821
Marketable securities 858 686
Receivables 1,359 1,511
Inventories 822 632
Other current assets 1,813 1,213
Total current assets 8,231 7,863
Marketable securities 636 —
Property, plant, and equipment, net 1,376 1,593
Prepaid pension costs 5,358 4,659
Goodwill and other acquired intangibles, net 434 188
Other assets 928 1,608
Total assets $ 16,963 $ 15,911
Liabilities
Accounts payable $ 872 $ 1,072
Payroll and benefit-related liabilities 1,232 1,080
Debt maturing within one year 1 389
Other current liabilities 2,361 2,393
Total current liabilities 4,466 4,934
Postretirement and postemployment benefit liabilities 4,881 4,669
Pension liabilities 1,874 2,494
Long-term debt 4,837 4,439
Liability to subsidiary trust issuing preferred securities 1,152 1,152
Other liabilities 1,132 1,594
Total liabilities 18,342 19,282
Commitments and contingencies
8.00% redeemable convertible preferred stock — 868
Shareowners’ Deficit
Preferred stock—par value $1.00 per share; authorized shares:
250; issued and outstanding: none — —
Common stock—par value $.01 per share;Authorized shares:
10,000; 4,396 issued and 4,395 outstanding shares as of
September 30, 2004,and 4,170 issued and 4,169
outstanding shares as of September 30, 2003 44 42
Additional paid-in capital 23,005 22,252
Accumulated deficit (20,793) (22,795)
Accumulated other comprehensive loss (3,635) (3,738)
Total shareowners’ deficit (1,379) (4,239)
Total liabilities, redeemable convertible preferred stock
and shareowners’ deficit $ 16,963 $ 15911
elizabethbriand@yahoo.com
Dessie Zaremski
26. When your credit score is poor, your mortgage interest rate will be: (1 point)
Higher
Lower
27. A revolving credit account where the cardholder must pay the full account balance each month is called what? (1 point)
a charge card
a debit card
a credit card
a gift card
28. In a list of numbers placed in numerical order, the middle number is called what? (1 point)
the average
the median
the difference
the total
29. A FREE warranty from an automobile manufacturer that covers any and all mechanical problems for a specified period from the purchase date is generally called what? (1 point)
Supplemental insurance
Bumper-to-Bumper warranty
Manufacturers extended warranty
Sellers guarantee
30. A short-term financial goal is achieved within what time period? (1 point)
10-25 years
1-12 months
1-5 years
30 years
31. Either party involved in a contract can change typed passages by writing the changes on the document and then having both parties initial next to the change. (1 point)
True
False
32. If your credit score is low, or you don’t have established credit, a person that does have good or established credit will have to what? (1 point)
co-sign on the debt
assign the debt
guarantee the debt
A and C
33. What is the most important part of a contract to read? (1 point)
The bold passages
The fine print
The period of performance
The payment schedule
34. All charge card and credit card companies must send you a copy of the terms of your cardholder agreement if you request it in writing. (1 point)
True
False
35. When paying for medical care, the portion of the total cost you pay out-of-pocket for prescriptions and/or doctor visits (after insurance) are called medical: (1 point)
Supplements
Co-pays
Premiums
Deductibles
36. Supplemental insurance policies can pay you regular income for: (1 point)
Long-term disabilities
Injury disabilities
Cancer treatment
All of the above
37. The reduction of value of an asset (something of value) over time due to normal usage is called what? (1 point)
Depreciation
Appreciation
Decay
Inflation
38. What are considerations to think about when planning for retirement? (1 point)
Time to retirement
Planned quality of life
Current savings
All of the above
39. Experian, TransUnion, and Equifax are all involved in collecting information that results in a report of your: (1 point)
Income
Debt to Income Ratio
Credit Score
Interest Rate
40. The retail price of a brand-new automobile is also known as? (1 point)
The wholesale value
The sticker price
The Kelly Blue Book price
The dealer price
41. When you’re retired or disabled, what government institution pays your regular monthly income based upon contributions you made while working? (1 point)
The Social Security Administration
Medicare
Medicaid
Elderly Assistance Institute
42. When you have a fixed amount of income each month, with no expectation of an increase or decrease in the amount you receive you’re living on a what? (1 point)
Variable income
Fixed income
Poverty line
Low-income subsidy
43. The amount of goods and services you can buy with your money is referred to as what? (1 point)
Inflationary spending
Bartering
Purchasing power
The exchange rate
44. The simplest form of a loan contract between two individuals is called what? (1 point)
Exchange agreement
I.O.U.
Borrowing agreement
Lending agreement
45. If your down-payment on a home is GREATER than 20% of the total value, you’ll generally have to purchase Personal Mortage Insurance. (1 point)
True
False
46. The metaphor for your main income sources during retirement is what? (1 point)
The four-legged dog
The three-legged stool
The three-pronged attack
The four-legged stool
47. Mortage loans have lower interest rates (and lower risk to lenders) than automobile loans, why? (1 point)
The bank will always know where to find a house
Automobile loans have smaller loan amounts
Automobiles can be hidden from repossession
A and C
48. The payment schedule on a mortage is created using what? (1 point)
An amortization table
A balance-due spreadsheet
An equity schedule
A principal repayment plan
49. If you’re living “beyond your means” it’s likely you’ll eventually go bankrupt. (1 point)
True
False
50. The type of card that is linked to your checking account and doesn’t accrue interest is called what? (1 point)
a charge card
a credit card
a debit card
a revolving card
Chung Schoenle
I’m in about $4,000 in debt and was considering a debt reduction service. I heard that you have to file for bankruptcy to complete them. Is this true and what all is required to follow through and complete a reduction service. Is it worth it?
Dudley Repass