Archive for September, 2009

can anybody tell me the correct answer?

Monday, September 28th, 2009

kzk_js asked: As debt is substituted for equity in the capital structure and the debt ratio increases, the behavior of the overall cost of capital is partially explained by what?
A) the increase in the number of common shares outstanding.
B) the decrease in the cost of equity.
C) the tax-deductibility of interest payments.
D) the reduction in risk [...]

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Which loan/debt do I pay off first?

Saturday, September 19th, 2009

skate654 asked: I have a car loan (8% int. rate), a fixed 3% int. rate credit balance, & a 0% bal. expiring 4/09, which do I pay off 1st? I’d like to pay the car loan off first, but people are telling me it’ll be better for my credit if I pay off the [...]

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I bought a townhouse in 2006 and have been going further in debt every month to pay for it. What to do?

Saturday, September 19th, 2009

awf asked: My wife and I are both in industries that are dramatically effected by the economy and have suffered heavy reductions in income. We’ve used credit cards to make-up the difference of what we owe VS what we earn. I’ve asked my mortgage company to help us modify our loan but they have more [...]

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I have a business that is failing. Do I foreclose? Do I file BK?

Saturday, September 19th, 2009

dbo asked: I have a business with a very high debt structure, and we do not have enough cash to pay the bills. I have had no luck selling the business. We (my partners) mortgaged homes in order to finance the purchase of the business. The seller also gave us a [...]

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What do you think about lawyer John H. Ruiz (La Ley)?

Wednesday, September 16th, 2009

Lookingfornames asked: Hello, I met the lawyer named John H. Ruiz (he hosts a TV program called La Ley) in order to find a way to go down my mortgage payments. I have a conventional mortgage, fixed rate = 6.875%, no penalties, also I’m not in default but my property worths 150k less. What do [...]

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What debt reduction /consolidation agency that will give high discount to help pay off credit card debts?

Wednesday, September 16th, 2009

hayati k asked: I need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don’t know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks.Colton Brancati

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debt reduction program?

Wednesday, September 16th, 2009

olga l asked: kirkland green offered me a program that helps me to reduce my credit card debt. can anyone explain me step by step what will be if i will enroll in this program?
i have 30000 in debt, never been late in payments , paid more minimum..
dont want to be rude, but can [...]

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I have a substantial credit card debt and just came into some money, can I negotiate a balance reduction?

Sunday, September 13th, 2009

John B asked: If I give them a large amount of money, will they negotiate a settlement?Liza Lomax

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Will the next Republican president be any more fiscally responsible?

Saturday, September 12th, 2009

B. Goldwater asked: Yes, I realize there was a war, but the war did not cost $3 trillion. This is the amount the national debt has increased over the past 6 years. Instead, Bush has failed to trim spending, while he increased tax cuts.
Examples -
-A $231 million bridge to an island of 50 [...]

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What is the best financial return in real estate?

Friday, September 11th, 2009

trdh2o asked: Which will produce the most amount of wealth?
debt reduction
cash flow
appreciation or
tax benefit
Thanks!Ivory Strecker

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