Archive for January, 2007
January 15th, 2007 | 
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Chopperman asked:
I had some medical problems this spring that led to being late on a couple of credit card payments. I’ve had A+ credit for 20 years until the last 6 months. Now, I find I have been able to work things out with every creditor except this one card. They are completely unwilling work with me or negotiate anything. Since I was late twice in a 12 month period, my rate went from 11% to 33% and my minimum payment doubled.
I had some medical problems this spring that led to being late on a couple of credit card payments. I’ve had A+ credit for 20 years until the last 6 months. Now, I find I have been able to work things out with every creditor except this one card. They are completely unwilling work with me or negotiate anything. Since I was late twice in a 12 month period, my rate went from 11% to 33% and my minimum payment doubled.
Any ideas on how I can deal with this problem? Are these “debt reduction programs” on TV worth exploring? Any creative ideas?
Asking for charity is not in my character. Just defaulting is not in my character either, but it’s getting closer to that because of the hard ball position the card company has taken. I need to do something in the next few days to get this monkey off my back.
Eleonora Farlow
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Future Mrs.Cook asked:
I have around 1,600 dollars in credit card debt, i was wondering if anyone had a good idea/plan to pay this off faster than minimum payments? i make around 900 a month and only have to buy lunch and gas.
i cant get more hours or another job.
Eugenio Dase
I have around 1,600 dollars in credit card debt, i was wondering if anyone had a good idea/plan to pay this off faster than minimum payments? i make around 900 a month and only have to buy lunch and gas.
i cant get more hours or another job.
Eugenio Dase