Debt Reduction- Advice On Credit Card Debt Reduction, Debt Reduction Services, And Debt Reduction Plans

PursieCAT asked:


These debt settlement companies want you to stop making payments, establish a payment history of being 9-12 months behind on payments to demonstrate hardship….well waiting that long seems to only make the recovery process longer?

Virgilio Cossey

rick123157 asked:


Please stay non-partisan…It is a fact that Pres clinton had budget surplusses during his tenure. Why didn’t the national debt go down in these years? Also, if the congress spent the money instead of paying down the debt…how was there a surplus?

Len Yetter

D. G asked:


I’ve been going deeper in debt because of not having a job and paying for courses that will allow me to start a new career. I just heard an advertisement about a company that states it can have your tax debt reduced by up to 85%. I’ve also been contacted by companies that offer debt negotiation services. Has anyone had any experience with these. And how can you tell if they are legitimate or just more of the predatory lender types?

Shantay Blakelock